If you’re here, it’s likely that you’re looking for a solution to a devastating and unpleasant situation. You may be evaluating the benefits of engaging Bio Recovery against cleaning up the contamination yourself, though you know that thorough, safe, and guaranteed biohazard cleanup is an important part of moving forward. You realize that there are limits to how much you can take on yourself, and that the process is more involved than you’re mentally, physically, and logistically equipped to handle.
At this point, you probably have one final question: “How will I pay for biohazard cleaning services?
When you call our office, our support staff will walk you through the entire process so you will know what to expect at every phase of your project. But first, they’ll go over your financing options, including resources you may not be aware are available to you and your family.
Estimating the Cost of Biohazard Cleanup
We’ll ask you questions about the property’s condition and the nature of the incident, and base a preliminary estimate on our nearly two decades of experience decontaminating crime scene, trauma, and death scenes. We prefer to make on-site evaluations whenever possible, since damage isn’t always obvious to the untrained eye—especially those who are experiencing severe emotional distress.
Our estimates are based upon a number of factors: Is the property a trauma or crime scene, or the scene of an unattended death? How much time was involved between the death or trauma and discovery? We also remediate industrial accidents and non-traumatic pathogenic contaminants, and all of these have their own contributing variables affecting biohazard cleanup costs. Access for our vehicles and roll-off dumpsters, as well as the amount of material requiring special handling, also factor into our estimates.
The Cost of a Crime Scene Cleanup is Different Than an Unattended Death?
The cost of a crime scene is different than an unattended death because of the clean-up. Given the implications of a crime scene generally involving some sort of assault, the cleanup process is more involved, with many other influencing factors. The area affected, the condition of the home, the length of time the body was left, and even the cause of death, can all affect the clean-up estimate.
Do NOT enter a crime scene to try to estimate the cost of the cleanup yourself. Only a team of trained professionals should enter the scene. Discovering a crime scene can be shocking, even traumatizing, and it may be difficult to grasp the severity at first.
Homeowner’s Insurance Coverage
Insurance covers most biohazard cleaning costs. If you have your homeowner’s or renter’s policy information on hand when you call us, we’ll work with the claims department on your behalf, or help you navigate the process should you wish to take the lead. If you’re a tenant, your landlord’s property insurance may cover what your renter’s policy does not.
Not every insurance policy covers biohazard contamination cleaning services. Your policy may have exclusions that can cause your claim to be rejected, but you still have options.
For what home insurance typically covers and what information we need to submit your claim, please see our article “What’s Covered Under Home Insurance?”
Direct Payment Methods
We understand that nobody is fully prepared to deal with the expenses of death and trauma cleanup, especially when medical and funerary expenses are involved. Sometimes our clients need the job done within hours of the incident, preferring to deal with their insurance and benefit claims later with the goal of attaining financial compensation once the dust has settled. And then, of course, there are those times when coverage gaps and limited policies require our clients to finance our services themselves. Here’s how we’ll work with you:
- We accept cash, checks, and all major credit cards.
- We offer tailored installment programs to qualified clients.
- You may qualify for charges based on a sliding scale.
- We can invoice our commercial and industrial customers on a net 30, 60, or 90-day basis.
- We offer discounts for full payment upon completion of your project.
We’re flexible with our direct-payment options and can help you determine the best financing plan based on your out-of-pocket costs, policy payouts, and victim’s aid benefits.
Victim’s Assistance Funds
Since 1984’s Victim of Crime Act, funds collected from penalties levied against offenders are available to crime victims through national and local programs. If you qualify, it is your right to access these resources; these funds are not charity. We can help connect you with the most appropriate funding sources to help with coverage gaps, deductibles, or out-of-pocket expenses.
You can learn more about financial aid, peer support, and victims’ rights through the Victim Connect Resource Center, and your local American Red Cross chapter may be able to assist with short-term housing and clothing needs. Our customer care specialists can also direct you to resources at the federal, state, and local levels.